The latest Information About Motor Trade Insurance with Convictions
Do you want to know if you can get motor trade insurance with convictions? Read on to find out how it works.
When you need to insure vehicles as part of your business, you will always want to ensure that you get the best possible price. But when you start to look into the idea of motor trade insurance with convictions, you might think that the price is instantly going to go up. However, this doesn’t mean that you need to withhold information or avoid insurance altogether. Both of these are illegal and can get you in more trouble. So to help you, we’re going to take a look at everything you need to know about getting trade motor insurance with criminal convictions.
Why You Need to Be Transparent and Share Information
If you’re wondering whether you can leave out information (or falsify it) and nobody will notice, that’s not strictly true. In the UK, a database of criminal driving offenses is made available to insurers and brokers. Meaning that if you fail to declare information, your application will instantly be rejected. So, in order to secure motor trade insurance, you need to be transparent and share all information honestly.
What You Need to Keep in Mind
It’s important to recognise that you won’t be refused insurance because of your convictions. You can still get cover but you will need to make sure that you take a look at the price points available to you and what’s included as this may vary between insurers. Make sure that you do your research and comparisons to make an informed decision.
How to Reduce Your Insurance Premiums After Criminal Convictions
Now, one of the things that is likely to occur is a rise in premiums. Getting motor trade insurance with convictions can be expensive, but there are things you can do to help this. Taking a speed awareness course or taking advanced driving courses could help you here and are worth bearing in mind.
Working With A Specialist Can Help
Ultimately, you’re going to find that working with a specialist motor trade broker can help you when it comes to your convictions. By working with us today, we can provide you with a customised quote. Taking into consideration your type of offense and whether you’ve been disqualified from driving or not can make a difference and we’re here to help.
Saving Money on Your Motor Trade Insurance with Convictions
Getting motor trade insurance with convictions isn’t impossible. Whether you have 3 points or 12 points on your licence, or have even had insurance refused because of your criminal convictions, there are insurers that will provide you with the business cover you need to operate.
We can also take a look at getting you a combined business insurance policy that will help you to reduce your premiums and give the insurer more confidence in you. Contact us today to see how we can save you money on your motor trade insurance.