Do I need motor trade insurance if I work from home?
Some of the largest businesses in the world began from a garage or attic. We supply competitive motor trade insurance from home policies for all manner of hobbyists, new starts up, entrepreneurs and fully fledged part time businesses. Whether you wish to stay small or grow and move into premises we will be with you every step of the way. This cover is available if you buy, sell, flip - even for a second, drive client's vehicles or maintain vehicles from your home address. You are required by law to have a form of motor trade insurance in place to protect your investments as assets as well as the well being of other people.
What are the benefits of specialist insurance for my small home motor trade business?
While it's an expense you can well do without. Allow us to compare motor trade insurance from home monthly premiums on your behalf and we'll whittle down all policy particulars in quick time. Having insured every niche business from antique car restorers, Ebay car flippers, mobile mechanics and on call breakdown recovery agents. It's a practical certainty that should an accident occur, tools get stolen or a person injured, that the correct public liability insurance will be accessible. Any work you do on a vehicle, parts replacement can also receive cover. This clause is termed indemnity insurance. Whether upgrading a prestige car or simply replacing an alternator on a popular BMW, a full legal team is ready to act as prosecution and defence.
If I only work part time from home, do I still need specialist motor trade insurance for my self-employed business?
It's not a problem if you have a full time job and the quick motor trade insurance from home cover is only for a few hours a week. In fact, that's exactly what this policy was designed for. Cover for tools left in the garage, expensive machinery stored in a car overnight. All tailored and custom built with all road risks cover. The perk of course is that you get to ensure your personal vehicles even if they're only used momentarily for business activity. Be aware however that existing home contents and buildings insurance providers need to know about your business activities inside your home.
To get cheap motor trade insurance from home quotes and covered by the end of the day and often quicker, get in touch. Either complete our quick enquiry form for an instant quote, or call one of our brokers for help, tips and advice on how to insure your assets and vehicles for less. Monthly premiums need not be costly but unfortunately you do need this insurance legally.